UK Credit Rating Repair with Reform
Many of our customers come to us needing Credit Rating Repair, either because they are tired of the problems an adverse credit rating brings, or because they have been refused credit due to an adverse credit rating they did not know existed.
At Open Choice Mortgages we can help you repair your adverse credit rating with our FREE 'Reform' Credit Rating Repair Programme, that can return your UK credit rating to financial fitness in as little as 12 months.
3 Simple Steps to Credit Rating Repair
Step 1: Immediate Cash Benefits
We source a UK Lender sympathetic to the circumstances surrounding your adverse credit rating that can offer you a secured loan or lower monthly mortgage payment.
If sufficient equity exists in your property, it can be released enabling mortgage arrears, loans and credit card debt to be repaid in one lump sum, kickstarting your credit rating repair whilst further lowering your total monthly expenditure.
Step 2: Affordable Payments
Once we have stabilised your financial commitments, you will find it easier to make regular monthly payments without falling into arrears or missing payment dates. This begins to repair your credit rating with Lenders.
Step 3: Return to High Street Lenders
Within 12 - 18 months of making regular monthly payments without problems, our credit rating repair programme makes it possible to return to high street lenders that offer lower interest rates, further reducing your monthly outgoings and easing your financial burden.
Congratulations! You're well on the way to financial fitness and total credit rating repair.