Mortgage Arrears, Defaults or CCJs?
Having mortgage arrears, defaults or CCJs does not necessarily mean that you cannot get a mortgage or remortgage, nor does it mean you have to pay extortionally high interest rates.
By getting to know the exact circumstances and facts surrounding the mortgage arrears, defaults or CCJs, and understanding how different lenders view them, allows Open Choice Mortgages to place your mortgage with the most competitive deal available, sometimes with high street lenders.
Open Choice Mortgages can help
Lenders have different acceptable levels for the amounts mortgage arrears, defaults or CCJs may be, both on an individual and collective basis, and different acceptable timescales for when they were accrued or issued. Finding out exactly when and how the mortgage arrears, defaults or CCJs ocurred, how much they were for and who were the issuers, Open Choice Mortgages can match your specific criteria to the best deal available.